We specialize in SAVING OUR CLIENT'S MONEY by selling Medicare Supplements or Medigap Plans. These plans help pay for the gap in coverage not covered by original Medicare. For example, Part A covers hospital bills and has a $1408 deductible and 80% coinsurance and Part B covers: doctors, specialist, ekg's, mri's, catscan's and has a $198 deductible and 80% coinsurance. If you had a large hospital bill of $100,000 your remaining balance would be $19,678.80, but if you purchased a Medicare Supplement Plan G you would pay your $198 deductible and your balance could be as low Zero.
So, MEDICARE SUPPLEMENTSHELPPROTECT YOUR ASSETS and COULD SAVE YOU THOUSANDS OF DOLLARS. Many insurance carriers allow independent agents and brokers the opportunity to sell Medicare Supplement plans 6 months before a Medicare recipients 65th birthday to lock in low monthly rates.
We also offer Medicare Advantage plans some offer small to no monthly premiums depending service area or specific state. These plans usually offer additional benefits: Dental, Vision, Prescription Drugs and Hearing benefits.
You must be 65 and have Medicare Part A & B or be disabled and have Medicare Part A & B to apply for a Medicare Advantage Plan.
Ask one of our specialist to explain the difference between a Medicare Advantage Plan and a Medicare Supplement Plan. You must fill out a Permission to Contact Form and Scope of Appointment prior to discussing these types of plans.